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Compare annuities

A few simple questions to get you started

When were you born?

Age is one factor for calculating retirement income. The older you are, the higher the annuity quotes you’ll get. Our tables don’t provide quotes if you’re retiring before age 55 - in this case you should get advice.

When would you like your annuity income to start?

You will be {0} years old

You're a bit too young to be considering buying an annuity right now

Details of your retirement plan

You could get a better rate and save on admin costs by merging pension pots to buy one larger annuity. However, if any of your schemes offer loyalty bonuses or a 'guaranteed annuity rate' you could lose out by combining - check the facts and get advice if in doubt. Only include pension pots from a defined contribution or personal pension scheme (including stakeholder pension). Do not include State Pension or a pension based on final salary or career average earnings.


Your pension pot size probably isn't large enough to get good value from an annuity. If you have other pots you could think about combining them. See Options for using your pension pot to understand your other choices and to find our where to get help or advice.

You can usually take up to 25% (a quarter) of your pension pot tax-free. Taking a lump sum will reduce the income you get from your annuity. Your tax free lump sum is flexible and can be used for anything you like.

The given tax free percentage would result in a pension pot of less than £10000 which isn't large enough to buy an annuity. Options for using your pension pot

Most people take 25%

Annuity rates vary depending on where you live in the country - providers need it in order to give you an accurate quote. We will not contact you or share this information.

Your postcode can affect your income

Personal details

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